Gene has served as an expert in state and federal cases addressing the needs of clients in North America, South America and the Bahamas. The clients have been both plaintiffs and defendants involved in civil and criminal actions. These cases involved amounts at issue ranging from $100,000 to $130 million and were associated with financial institutions having assets ranging from $140 million to $1.3 trillion.

His cases have run the gamut of traditional issues to include but not limited to check processing, the illegal movement of funds using cash management products; mortgage loan administration; return items; violation of check processing, teller and deposit procedures; violation of  banking regulations; failing to follow standard practices; disaster recovery, a Ponzi scheme and bank fraud.  Gene has also been involved with many contemporary issues both as a consultant and an expert to include depositing embezzled or fraudulently obtained funds into bank accounts which often leads to some form of money laundering; identity theft; Check 21 replacement documents; point of sale (POS); and no-envelope ATMs.

Deposit and Operating Issues

• Check Processing, Check 21, Deposits, Checking and Deposit Procedures
• Check and Transaction Adjustments, Return Items/NSF Checks
• Deposit and Subsidiary Application System Software
• Electronic Transactions - Debit Cards, Wire Transfers, Automated Clearing House (ACH), Automated Teller Machines (ATMs) and Point of Sale (POS). 
• Remote Deposit Capture
• Savings Instruments –  Certificates of Deposit, IRAs, Statement Savings

Other Banking Issues

• Anti-Money Laundering
• Bank Secrecy Act
• Bank Fraud
• Banking Operations
• Embezzlement
• Forgery
• Identity Theft
• Industry Standards
• Bank & Branch Policies & Procedures
• Regulatory Compliance
• Standards of Care

 Cash Management/Treasury Management Products

• Account Reconcilement
• Controlled Disbursements
• Funds Concentration
• Payment Processing - Retail & Wholesale Lockbox
• Positive Pay (including Payee)
• Sweep Accounts
• Zero Balance Accounts
• Other Payables & Receivables Products

 Loan Issues

• Loan Operations and Administration
• Loan Application System Software

We have developed an approach to many deposit account issues using Bank Secrecy Act/Anti-Money Laundering regulations and legislation that has proven to be very successful with many fraud and embezzlement issues where the illegally obtained funds are deposited to bank accounts.